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African-American and Hispanic families are more likely to carry credit card debt and be under financial distress than whites, according to a study released Thursday by the Tom s Rivera Policy Institute, a Los Angeles think tank.FORT WAYNE, Ind. (AP) The American Lung Association for the second straight year gave Indiana failing marks on its tobacco control report card. The association gave Indiana an F in three of four categories spending on tobacco prevention and control, youth access and smoke-free air.One misdeed begot another Friday when an ATM robbery in Salt Lake City escalated into an attempted carjacking and shooting. Salt Lake police have jailed two men who reportedly brandished a pistol and smashed the car window of a woman who had withdrawn $20 from an ATM around 8 p.m. at an America First Credit Union branch near 450 E. 500 South. The men took the woman's ATM card and cash, ...Melanie Peters and Lauren Cohen have discovered that that credit card providers are only too eager to fuel consumer spending, doling out pre-approved and often unsolicited cards that give consumers access to massive credit.MARION - Credit card fraud has become a frequent problem for financial institutions and their customers, said a credit union official, who warns the general public to protect their credit card information.Arsene Wenger suggested he would not be appealing Gilberto's red card against Blackburn after the midfielder was dismissed in their 2-0 win.

Detroit News - A civic group plans to protest over the utility's decision to begin reports of late-payment histories. ETROIT -- Tapping into a current of controversy, a downtown civic group hopes to shock DTE Energy into reversing or at least dialing down its new San Francisco Gate - Small Business Center : A new resource for small businesses. Get expert advice, forms and more. SFGate Technology : It's a high-tech world - - we just plug you into it Fitch Ratings cut Gap's credit rating on Tuesday, bringing it down to junk Forbes - HONG KONG (XFN-ASIA) - China's equity markets are forecast to continue attracting investment fund inflows this year, given the country's robust economic growth and strengthening currency, Credit Suisse private banking division's Asian equity research Reuters UK - Jan. 10 - A top U.S. banking regulator on Wednesday said regulatory agencies should do more to ensure that credit card holders better understand the privacy risks that plastic entails. John Dugan, head of the U.S. Treasury Department's Office of the Forbes - VIENNA (AFX) - Standard & Poor's (S&P) said it raised its long-term counterparty credit rating on Austria-based Bank Austria Creditanstalt to 'A+' from 'A'. The short-term 'A-1' counterparty credit rating on Bank Austria was affirmed and the outlook

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Citizen.co.za - A picture released by Boeing shows the Boeing 787 jet. US aviation giant Boeing Co. said it has secured 1,044 net orders for new aircraft in 2006, regaining the top spot from European arch-rival Airbus. US aviation giant Boeing Co. said it had MSN MoneyCentral - The laser chip is currently in full production and has already secured several design wins with customers utilizing PLC technology. For more information on the PowerBeam 1931FL 1310nm Fabry Perot (FP) laser chip, please contact sales@avanex.com MSN MoneyCentral - The company's STAR Network offers PIN-secured debit acceptance at 2 million ATM and retail locations. For more information, visit www.firstdata.com. About First PREMIER Bank/PREMIER Bankcard First PREMIER Bank, together with its sister MSN MoneyCentral - We began 2006 with the anticipation of collecting our receivables earned in 2005, only to be disappointed by the continuing legal problems associated with the container companies and their principals. To date there has been no final legal Asia Media - New York --- News Corp's proposed business-news network received a huge boost as the channel secured a distribution agreement with Time Warner, the second-biggest United States cable TV provider. News Corp, the media company controlled by Rupert Forbes - Meanwhile, unsecured borrowing via credit cards, loans and overdrafts continued to contrast secured lending. Net consumer credit rose by only 1.0 bln stg over the month, down on the 1.1 bln stg rise in October and analysts' expectations for a 1.2 bln Times Online - The Channel 4 series, described as a freak-show by critics, is expected to make a star out of Shilpa Shetty, one of Bollywood s most popular actors and who reportedly secured a 300,000 fee. The only thing I really hope to keep is my self-respect

CBC News - Parents enrolling their children in organized sports and physical activities this year should note that some pursuits may not qualify for a tax break, say experts. A fitness tax benefit that kicked in Jan. 1 will allow parents who spend $500 Nassau Guardian - Bahamians aren't the only consumers in the region to have developed a dangerous craving for loans and other forms of credit. While credit expansion in this country grew 11.8 per cent in the first 10 months of last year - raising eyebrows at the Newsday - In a research note Tuesday, Standard & Poor's said Spectra's outlook was stable and its BBB+ corporate credit rating in part reflects a large stance in the lower-risk transmission and distribution sectors of the volatile gas industry. It also noted Chicago Sun-Times - Maybe it's because he took office under such difficult circumstances, but the death of former President Gerald Ford seems to have turned into a surprisingly big event -- prompting much national reflection about an especially painful moment in our Forbes - Jaco Electronics, Inc. (Nasdaq: JACO), a distributor and integrator of electronic components and flat panel solutions, today announced that it closed a new $55.0 million, three-year senior secured credit facility with CIT Capital Securities, LLC, a Boston Globe - NEW YORK -- Standard & Poor's Ratings Services on Tuesday affirmed its negative ratings outlook on AT&T Inc., BellSouth Corp. , and the companies' wireless communications subsidiary, Cingular Wireless LLC, but maintained its 'A' corporate credit MSN MoneyCentral - LMI also announced that it had renegotiated its credit agreement with Wells Fargo Bank, N.A. The amended loan agreement increases borrowing capacity at a lower cost. The amended credit agreement provides a revolving line of credit of $40 million Forbes - --Class M-1 affirmed at 'AA'; --Class M-2 affirmed at 'AA-'; --Class M-3 affirmed at 'A'; --Class M-4 affirmed at 'A-'; --Class B affirmed at 'BBB'. The affirmations reflect a satisfactory relationship between credit enhancement (CE) and future loss CNN Money - 10,000 to a card with a lower interest rate, and that fee is 3%, that transfer will cost you $300. So, before you authorize a balance transfer, make sure you know exactly what fees you're paying. You can go to cardratings.com to compare credit card

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