MSN MoneyCentral - New Credit facility improves cash flow $700,000, net income by $200,000 and shifts $7.2 million from short to long term debt. KING OF PRUSSIA, Pa., Dec. 29 /PRNewswire-FirstCall/ -- Money Centers of America, Inc. (OTC Bulletin Board: MCAM), a leading Meadville Tribune - Like anyone living in Huntington, W.Va., in 1970, Joplin business owner Chris Yaudas remembers vividly the plane crash that killed 75 Marshall University football players, coaches and fans. Yaudas, a Huntington native, said she was a freshman at the MSN MoneyCentral - Legislation increasing Pennsylvania's minimum wage and providing added protection against identity theft will become effective Jan. 1. The increase in the state's hourly minimum wage rate, which will move from $5.15 to $6.25, and then to $7.15 July 1 ABC News - Are you expecting a New Year's hangover? Not the kind you get from sipping champagne on New Year's Eve. I'm talking about a credit card hangover from all that holiday shopping. I got my first credit card hangover in college. I was like many students

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Asheville Citizen-Times - RALEIGH Gov. Mike Easley wants to give tax credits to families that adopt children. Similar to the federal program, North Carolina families would get a tax credit of up to $5,000. The federal government offers a $10,000 tax credit. Easley first AZCentral.com - Apple, Best Buy and Circuit City want some electronic items returned within 14 days for cash/credit refunds. Apple charges a 10 percent restocking fee if the box is open; Best Buy and Circuit City charge fees of up to 15 percent on certain opened MSN MoneyCentral - NCL Corp. Ltd. said it has gotten a $200 million equity infusion from parent Star Cruises Limited and executed a $610 million secured revolving credit facility. The Miami-based cruise line said the credit facility refinances two existing loans Detroit Free Press - DFCU Financial will issue each of its 160,000 members at least $50 in January, but some of them aren't so happy about that. Some members are still peeved about the Dearborn-based credit union's recent plans to convert to a bank. The DFCU Owners Weirton Daily Times - CONTRIBUTION Pictured front, from left, are: John Thayer, First Choice America Community Federal Credit Union; Janet Stagani, president of Tin Mill Employees Community FCU and Weirton-Wellsbug Chapter of Credit Unions; Joy Crawford, Brooke Senior CBS News - People suffering from a financial hangover tend to be worried about how they will pay off their big credit card bills. Believe it or not, there's a good chance you do have the money, but you just don't know it. Ramsey suggests sitting down and ZDNet Blogs - This small displacement modulates the width of the line defect, thereby enhancing its ability to confine light." (Credit for figure and caption: NTT Basic Research Laboratories). You can see more explanations and figures in what NTT calls a press Washington Post - 24, adjusted retail sales, excluding automobiles, grew about 3 percent, compared with last year's 5.2 percent growth, said SpendingPulse, the retail data service provider for MasterCard Advisors, which calculates retail sales figures based on credit Guardian Unlimited - It looks like he was murdered there. His mobile telephone and credit cards were stolen. The police talk of the find of the mobile phone as 'significant'. There is so much rumour but it would seem a robbery took place." Copyright Press Association Forbes - S&P affirmed its "A-2" short-term rating for the company's corporate credit and commercial paper. The Times had about $1.5 billion in debt outstanding at the end of September, the ratings agency said. New York Times shares fell 8 cents to $23.81 in

The clients, families and staff at Frances Leiter Center wish to thank the patients of Chambersburg Chiropractic for the gifts donated at the annual toy drive on Dec. 2. We would also like to thank Exit Preferred Realty in Chambersburg, who purchased gifts for the children we serve at our center.FRIENDS OF THE PLANO PUBLIC LIBRARY needs volunteers for its book sale. Minimum age to volunteer is 25. Call 972-403-9398. AMERICAN HOSPICE INC., which provides support for those in the last phases of life, is looking for volunteers to provide companionship to patients and family members.LONG BEACH - A new counseling clinic at Cal State Long Beach allows aspiring therapists to get real-world training without leaving campus.For every family or person featured in Sun-Sentinel Children's Fund stories, there are many more in need. The agency spotlighted today, the Cooperative Feeding Program, wants to help more of them. I went on a Christmas caroling outing in Pennsylvania a week and a half ago, organized by a neighbor I like. A group of about 30 of us were squeezed onto a flatbed, seated on three rows of hay and dragged by a tractor. Isn't that quaint? I went because I like the neighbor who asked me, and I enjoy singing, and I thought it would be odd. I must say I found a lot of the traditional carols were ...The Pennsylvania National Guard's lead chaplain ends the year celebrating success in recruiting colleagues, yet he's already looking ahead to next year.By Angie Toole, Northwest Florida Daily News, Fort Walton Beach Dec.Id like someone to adopt me and my baby. Its not the typical answer for a teenage girl questioned about the one thing she most desires for Christmas. At 14, unwed and only weeks from giving birth to a baby boy, this young girl is no ordinary teen.The reluctant quarterback couldnt have gotten off to a better start. Pressed into service at midseason amid an avalanche of injuries, Josh Miller was at the controls of Palatkas offense for the first time on an October night in 2004 the Panthers heavy underdogs at playoff-bound Nease.

Seattle Times - We were falling behind so badly that we just had to do something different," said Coon, who contacted Consolidated Credit Counseling Services, a Florida organization that helps financially strapped people manage and pay off their debts. Consumer MSN MoneyCentral - Moore is a member of the Executive Committee and past President of the Albany YMCA, Chairman of the Board of Directors of the Consumer Credit counseling Service of Southwest Georgia, member of the Executive Committee and past president of the Greenwich Time - Debtors must now obtain credit counseling before filing--verified by a certificate--and additional budget and debt-management counseling in a government-approved program before their debts are wiped out. Furthermore, some higher-income filers can't PRWeb - Important Information for Lawyers with Credit Counseling Agency Clients The American Association of Debt Management Organizations (AADMO) will show the Internal Revenue Service s in-house training program and video for credit counseling agency Tribune Chronicle - WARREN People must have a realistic view of their spending in order to begin the first step toward serious savings. Having a financial plan is so important, said Nancy Gray, director of the Trumbull County Offices of Consumer Credit PRWeb - Get Your Finances Into Shape and Start the New Year Right American Consumer Credit Counseling (ACCC) today announced a Free Budget Assessment Day, a way to take stock of your finances and figure out what you need to do to start the new year right AZCentral.com - The fact is more people are finding regifting an acceptable practice, according to a survey by Money Management International, a consumer credit counseling agency. More than half of surveyed consumers do not find regifting rude. And only a third do it

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Supervises and insures federal credit and state-chartered credit unions. It is entirely funded by credit unions and receives no tax dollars.

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